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Terrorism and Political Violence

While security forces work extremely hard to make the world safe, a host of tragic events have proven how terrorists can hurt innocent people anywhere in the world. Terrorism is an increasing threat to people, property and commerce. The potential liability is enormous with The Institute of Economics and Peace estimating the direct cost of terrorism to the global economy at $52.9Bn in 2014; a ten-fold increase since 2000.

Acts of Terrorism and Political Violence are incredibly difficult to predict and no longer the preserve of militant political activists or aligned with specific religious groups. An independent, DIY approach has come to the fore, with the weapons of choice becoming more basic; knives and motor vehicles are now as likely as guns or bombs.

Terrorism isn’t a risk that can be transferred but many of the commercial consequences can. The effects of these attacks can cause property damage, loss of income, bodily injury and death, denial of access, loss of attraction, loss of reputation, loss of key personnel and more. There are various ways to insure against terrorism, often with some key differences.

Often terrorism would not be covered as standard under your usual portfolio of insurances.

Terrorism and political violence insurance from Towergate

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For more information about terrorism and political violence, contact your usual Towergate Insurance Broker advisor or email TIB@towergate.co.uk

Coronavirus (Covid-19) – Update for Towergate customers

During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
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