With over 31 million UK citizens now having had their first Covid-19 jab, the question being asked increasingly frequently is whether employers can require...
As the country awaits Boris Johnson’s roadmap to the return of some sort of normality, it is likely some Covid restrictions will remain in place. It is prude...
As the UK comes under lockdown restrictions, we want to ensure that our valued clients have access to the most up to date information to make your life a lit...
As providers of insurance and risk management solutions to the social care sector since 1981, Towergate have a real understanding of how challenging 2020 has...
On 22 February, the Prime Minister announced the government’s proposed roadmap out of lockdown. Subsequently our Employment Law, HR and H&S partner, Ellis Wh...
On Saturday 31 October 2020, the Prime Minister Boris Johnson announced that new national restrictions would come into force across England from midnight on...
Cancelling or reducing your policy cover is often not the right approach to take, despite the temptation to save cost. Which is why we have outlined some...
On Monday 12 October 2020, the UK Government announced a new three-tier alert level system was being brought in across England, to be enforced from 12:01am o...
New Regulations were introduced on 28th September 2020 in England by the UK Government making it a legal obligation to self-isolate if an individual tests po...
According to data supplied by the world’s largest independent claims management company, Crawford & Company, commercial and domestic fire claims have increas...
The relaxation of work restrictions will result in additional cybersecurity concerns which arise from the rapid reintegration of remote workers returning to...
With most sectors now reopening following the relaxation of COVID-19 lockdown measures, we may be lulled into a false sense of security and believe that the...
Whilst Insurers have to date applied a degree of flexibility on how long a property can remain unoccupied since initial lockdown due to Covid 19, this stance...
“Organisations are targeted because they are the most vulnerable, not the most valuable”. Throughout our Cyber Awareness Week 2020, we have been demonstratin...
Many businesses are excited at the prospect of being able to reopen following 13 weeks of lockdown. However, this excitement should not dilute the importance...
We appreciate that Covid-19 is having an adverse effect on many individuals and businesses.
As more and more businesses start to emerge from lockdown, a key topic of conversation is how employers can protect their employees and customers, as they co...
As the COVID-19 pandemic has developed, organisations have felt significant impact, which is likely to lead to fluctuations in financial performance. Sen...
Businesses including dental practices, hairdressers, offices, gyms and hotels should take action to avoid spreading the Legionella bacteria, says Public Heal...
Following the UK Government publishing a roadmap for how and when the country will adjust its response to easing lockdown on Sunday 10th May, there has been...
On Tuesday 12th May 2020, the Chancellor Rishi Sunak announced that the UK Government furlough scheme would be extended until October 2020.
The role of cyber/data and crime/fraud insurance in an overall insurance portfolio has never been as important as it is at the current time. It is widely agr...
Supporting the mental health of employees is now more important than ever. They might be worried about their job, living alone and struggling to cope with is...
Recent news reports suggest that in the coming weeks, we will start to see a gradual reduction of the lockdown in the UK. It is anticipated that the process...
As an employer you will no doubt have specific concerns regarding both health and safety, and employment law. To offer our clients support, we have been work...
The various financial assistance schemes that have been brought in by the UK Government to support businesses and self-employed workers through the COVID-19...
If you are considering, or by necessity are, taking vehicles off the road you must be completely certain the vehicles will not be driven. If you decide that...
COVID-19 has fundamentally changed how businesses are working, with many now managing a largely remote workforce for the first time, and with this comes incr...
Many people will have seen the media coverage of the agreement between the NHS and private hospitals within the UK, which provides the NHS with access to add...
With so many businesses impacted by the pandemic, furloughing staff and seeing income fall dramatically, there are real concerns that a surge in bad debt cou...
The Health and Safety Executive (HSE) has confirmed that businesses should ensure that their work plant and equipment remain safe to use in spite of the pote...
Following the announcement today that the UK lockdown will be extended until at least 7 May, it is now suggested that any temporary measures put in place by...
On 7 April RIDDOR, (Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013), offered new advice of the reporting of COVID-19.
New sentencing guidelines introduced in 2016 for Health and Safety offences resulted in a significant increase in fines imposed on companies and their senior...
An overview of MLP insurance; what it is and what it covers, including in respect of COVID-19. This update includes details of the changes to RIDDOR as a res...
The ABI (Association of British Insurers) is reassuring people that its home insurance members are offering enhanced help and support to all their customers...
These are unprecedented times for the UK, and the rest of the world, and Towergate Insurance Brokers thank you for your loyalty and understanding as they do...
Towergate Insurance Brokers are acutely aware of the huge challenges facing every business brought about by the Coronavirus and the measures that have been p...
Following the measures brought in by the UK Government to combat the spread of the COVID-19 Coronavirus, the guidance is that those who can work from home, s...
The Coronavirus Job Retention Scheme is a temporary scheme open to all UK employers for at least three months starting from 1 March 2020. We expect the schem...
Increased working-from-home mandates, following the measures brought in to combat the spread of Coronavirus, are providing opportunities for cyber criminals;...
Last week, the Chancellor announced a new Coronavirus Job Retention Scheme that will allow all UK employers to access support to continue paying part of thei...
Under the unprecedented circumstances brought about by the outbreak of the COVID-19 virus, and the preventative measures that have been put in place as a res...
If you are self-employed, you may benefit from the announcement on the 26th March 2020, where the Chancellor Rishi Sunak, launched the latest relief measures...
As the UK government ramps up measures to deal with the COVID-19 coronavirus outbreak and the country enters 'epidemic suppression', we are seeing people sta...
Personal Protective Equipment (PPE) is all equipment which is intended to be worn or held by a person at work and which protects against one or more risks to...
With the uncertain situation brought by the COVID-19 coronavirus outbreak, many employers have adapted by offering flexible and home working for their employ...
Following the nationwide measures that have been brought in to stem the spread of the COVID-19 Coronavirus, the Government have announced enhanced financial...
COVID-19 is clearly an unprecedented situation and one that is incredibly fluid and will undoubtedly continue to change in the coming days, weeks and months....
The Chancellor has set out a package of temporary, timely and targeted measures to support public services, people and businesses through this period of disr...
The escalating situation around Covid-19 is unprecedented and it is therefore unlikely you would have given much thought to Pandemic Planning.
Coronavirus (Covid-19) – Update for Towergate Insurance Brokers customers on 16 March
Businesses are exposed to disasters all the time, including IT system failures, cyber incidents, power outages, major losses, i.e. fire or flood at site, ep...
Fraudsters are exploiting the spread of COVID-19 coronavirus to facilitate various types of fraud and cyber crime.
The government has now launched an action plan for the UK should the situation develop into an epidemic, with a warning that a worst-case scenario could resu...
