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Private Clients

At Towergate Insurance Brokers, we provide Private Clients with the cover they really need to ensure life runs smoothly.

We understand that protecting the wealth and possessions you’ve built up through your life should not get in the way of your enjoyment of them. Through private clients insurance we aim to give you maximum peace of mind whilst minimising the amount of time you need to spend dealing with paperwork.

The benefits of private client insurance

We allocate each Private Client an Adviser with expertise and knowledge of the things that are important to you. They will work with you to develop a deep level of insight and understanding of your lifestyle and the risk management and insurances you will require. In the first instance, a visit may be appropriate to review your requirements and explore opportunities to improve the protection you need, through deeper levels of insight, understanding and knowledge of how to protect your specific assets effectively.

We will also discuss any gaps in your insurance which might expose you and your family assets to the risk of underinsurance.

Features of private clients insurance

Our range of Private Client advice and Insurance Solutions include:

  • Household Buildings, Contents and Personal Possessions
  • Holiday Homes
  • Listed Property
  • Let Property
  • Unoccupied Property
  • Private Motor
  • Classic or Cherished Car
  • Vehicle Breakdown
  • Non-standard vehicles, i.e. motorhomes
  • Caravans and Mobile Homes
  • Fine Art
  • Marine and Small Craft
  • Equine
  • Pets
  • Events and Weddings
  • Worldwide Travel including Working Abroad

Standard household cover for private clients

Our policies can cover a wide range of properties from flats to period cottages.

Large Household

Our range of policies can provide cover for large city houses to country estates. We can accommodate incidental farming activities, live in staff and events such as summer fetes being held in the grounds.

Private Car

We have a panel of insurers who can accommodate most types of vehicles and include breakdown and legal expenses cover.

Family Motor Fleet

Cover under one policy for all your family cars. A wide range of benefits including agreed value, any driver cover and a repairer of your choice in the event of a claim.

Personal Accident insurance for proiate clients

We can cover both accidents and sickness offering a wide range of benefits to suit your individual needs.

Cover for classic cars

Our panel of specialist insurers understand the importance of agreed value, being able to attend shows and rallies and having the vehicle looked after by an expert repairer in the event of a claim.

Cover for let properties

We can accommodate properties let to professional people, students, DSS tenants or those that are being used by family or children only.

Cover for listed properties

For these types of properties, our insurers understand the need to ensure that in the event of a claim, the cover is adequate to work with English Heritage to rebuild the property to a standard that is as near to the original structure as possible.

Holiday home cover for private clients

Cover for properties in UK and Europe and for those being let to the public or used by friends and family only.

Marine and small craft cover

We can offer cover for a variety of craft including cruising yachts, motor cruisers, super yachts, RIBs, narrow boats, dinghies and jet skis.

Fine art insurance

Cover for fine art and collectables either at your home or your place of business.

Unoccupied property cover

Our panel of insurers can accommodate properties waiting for tenants, being renovated or simply standing empty because they are waiting to be sold or a relative is in care.

Travel insurance

Trips to UK, Europe and Worldwide can be covered along with gap year or cover for people working abroad.

Equine cover

We can offer cover for almost any activity from hackers to hunters and show horses to show jumpers, along with family ponies and donkeys.

Events and weddings insurance

Open gardens, village fetes, charity events and family celebrations can be covered.

Personal media profile insurance

This is an emerging risk that many people have yet to consider. We can arrange policies to cover claims for defamation, libel/slander, copyright infringement and infliction of emotional distress resulting from misuse of social media.

Combined private client insurance covers

Many of these policies can be grouped together into a simple portfolio covering several risks under the same policy, for example household, family fleet and annual travel insurances.

Private client insurance claims

In the unfortunate event of a claim you will be looked after by a dedicated claims negotiator who will work alongside your Private Client Consultant, who will deal with both your own and third party insurers to settle your claim in the way that best suits your individual needs.

Get a private clients quote

Or contact your local Towergate Insurance Brokers office, and they will arrange for a private clients adviser to contact you.