During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

Legal Indemnity Insurance

As a property buyer (or a lender) it it is important to consider protection in case of a defect in the title of a property which cannot be resolved or represents an ongoing risk. Our legal indemnities team provide real estate law firms and their clients with specialist advice and innovative indemnity insurance solutions across a whole range of title risks.

From residential refinance to complex commercial projects, we discuss the drivers behind the detail and broke the risks to leading niche insurers in order to source and negotiate appropriate legal indemnity insurance.

Flexible legal indemnity insurance

We can provide cover for the the following sectors:

  • Law firms – property, wills and probate, commercial and M&A
  • Property developers – commercial, residential, student accommodation
  • Lenders and financial institutions
  • Local authority and government bodies
  • Surveyors
  • Investors

What does legal indemnity insurance cover?

We can arrange the following insurance covers:

  • Absence of easement / right of way
  • Access/ransom strip indemnity
  • Forfeiture of lease
  • Insolvency act
  • Judicial review
  • Mines and minerals rights
  • Restrictive covenant
  • Rights of light
  • Search indemnity
  • Town and village green

Key features of legal indemnity insurance

  • Court fees and legal costs for defending your dispute
  • Loss of market value
  • Costs of demolition, alterations and reinstatement
  • Out of court settlements and compensation payments
  • Consequential losses – delay costs, loss of income, alternative accommodation etc.

Legal indemnity insurance from Towergate

As an independent insurance broker, we always aim to put your interest first - ensuring a specialist service that facilitates real estate deals and helps maximise return on investment.

To help determine the risks you need to be covered and the appropriate limit of indemnity, we will discuss your risk circumstances, your insured use, and supporting documents (title registers, plans etc).

Get a legal indemnity insurance quote

Right of light insurance

Related to legal indemnity insurance, we can also offer right of lights insurance, to cover the risk of building a development that infringes someone’s right to light and results in significant damages and even demolition. 

We can tailor bespoke right to light insurance to suit the specific requirements of your development, whilst obtaining terms at competitive premiums. It can cover legal costs in addressing claims against your business, settlements or damages awarded, demolition or rebuilding costs and any loss in land value.


Coronavirus (Covid-19) – Update for Towergate customers


During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more