During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

Obstacle Course and Endurance Racing

Obstacle Course and Endurance Racing Insurance


Through active involvement in the industry, our specialist sports insurance team are in the ideal position to advise on the insurance protection you require.

This in-depth industry knowledge, coupled with our market presence and strongly forged relationships enables us to negotiate compelling propositions for Race Organisers, Teams and Individuals as follows:

Race Organisers

  • Combined/Event Liability – provides cover for claims made against you in respect of damage to third party property and bodily injury and bodily injury of employees as a result of actual and alleged negligence
  • Property – provides cover for your assets
  • Event Contingency – provides cover for irrecoverable costs and expenses in the event your event cannot proceed as a result of unforeseen circumstances
  • Cyber – covers losses relating to damage to, or loss of information from, IT systems and networks

 

Teams and Individuals

  • Travel – provides a range of cover for you whilst you are overseas including emergency medical treatment and cancellation.  As a “hazardous” activity, many travel insurance policies will not be able to cover obstacle course and endurance racing participation however this is automatically covered on our policy.
  • Participant Personal Accident – provides set benefit payments should you suffer a serious (pre-defined) injury as well as set weekly benefits for temporary total and temporary partial disablement
  • Life - this policy will pay out when you die, and you can choose whether you want the cover to last for the whole of your life or for a set period of time
  • Serious Illness - if you are diagnosed with a life-changing illness, this policy will pay out a lump sum; and includes benefits for conditions that may come back, such as cancer
  • Income Protection - if you can’t work because of illness, injury or disability, this cover will cover your salary or self-employment earnings, help you recover and settle back into work. Get a monthly tax-free income, which you can use as you see fit. You can choose when you’d like your income to start, from as early as seven days

For more information contact Nick Sullivan, Account Executive call: 01903 875 431 or email: ocr@towergate.co.uk 


Proudly working with:

Logo for obstacle mud runner Logo for mustacle

 


Coronavirus (Covid-19) – Update for Towergate customers


During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more