During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

FloodFlash Parametric Flood Insurance

Fast and flexible FloodFlash Insurance

FloodFlash offer a rapid-pay-out flood cover through an alternative model, known as parametric insurance.

FloodFlash is extremely flexible and the payment can be used in any way you like; to repair the premises, rent an alternative location, replace stock or to fill in an excess, top up your limits, or as a bolt if your main insurance excludes flood.

Trigger depths and automatic claims

You select your trigger depths and pay-out values to get an instant quote. If agreeable, their engineers visit and install a mobile-connected sensor.

In the event of a loss, the sensor confirms the chosen trigger depth has been reached, the claim is automatically initiated and, upon approval, the payment is made, usually within seven days.

There are no restrictions on how you use the cash: cover property damage, business interruption, stock etc.

How FloodFlash Insurance works

FloodFlash policies are for businesses, including businesses trading from home and landlords or property owners, where the property is owned through a company. Policies are available anywhere in the UK, excluding Northern Ireland.

Even if you have had previous flood incidents or claims, FloodFlash provide quotes in 99% of cases, regardless of flood history. 

Get a quote for FloodFlash Insurance

The standard maximum limit of the policy is £5million, however higher limits can be purchased on referral.

For more information please call 0345 241 0950 or visit the FloodFlash website.

Read other flood insurance articles


Coronavirus (Covid-19) – Update for Towergate customers


During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more