The government's decision to make only moderate changes to the system which sees courts determine how much insurers should pay out to claimants in cases of l...
Insight
With Brexit agreement hanging in the balance, and much to still surface on the precise nature of our departure arrangements, there are things that need to be...
The Homes (Fitness for Human Habitation) Act 2018 will give tenants new rights, including the ability to sue landlords who fail to adequately maintain their...
Towergate began its journey in 1997. Since then we have acquired many local insurance brokers, growing rapidly to become one of the UK’s largest insurance...
One of the benefits of running a business as a Limited Company is the reassurance of ‘limited liability’. This means no personal liability for any financial...
A deep area of low-pressure, which will advance across the north of the UK late on Tuesday into Wednesday morning, has been named Storm Gareth. Gareth will b...
The UK is currently part of the European ‘free circulation zone’ meaning UK motorists can legally drive their vehicles in any European Economic Area (EEA) c...
In 2016, the CEO of FACC, a Chinese owned, Austrian-based aerospace parts manufacturer, was duped in a social engineering scheme that ultimately cost the com...
Shopping around for commercial insurance can be a time consuming and stressful process.
It’s that time of year again, with snow and ice on the way. And with cold weather comes the risk of burst pipes and escape of water. During winter, frozen pi...
Business Interruption Confusion continues and Underinsurance remains a key problem, suggests CII
Losing one vehicle due to fire can be a costly and disruptive event. Losing a fleet of vehicles due to fire spreading to several vehicles parked close togeth...
Directors of many of Britain’s companies may face large liability risks if unprepared for Brexit. According to insurance consultancy Mactavish, this will par...
Forecasters have warned of a repeat of last year’s Beast from the East until March. This time last year extreme weather stranded drivers on motorways, ground...
Businesses that stockpile goods in preparation for potential Brexit related disruptions are leaving themselves at risk of being underinsured.
Smaller companies are ‘losing talent’ to larger competitors because the benefits they offer are less attractive.
Insured or not? Directors face increasing defence costs and bigger fines
Bonfires and fireworks events can be popular fundraising opportunities but have the potential to cause damage and serious injury. If your school, charity or...
As a business owner you may have already experienced the time-consuming process and stress that can be associated to dealing with a claim.
After one of the hottest summers on record, UK insurers are now bracing themselves for a surge in subsidence claims.
Control your driver risks, protect more than your bottom line
Economic crime continues to be a major concern for organisations of all sizes, across all regions and in virtually every sector. One in three organisations r...
With no end in site for the current UK heatwave, for those in the leisure and tourism sectors 2018 could well turn out out to be one of the finest summers o...
World Cup £1.5BN insurance shines spotlight on cancellation cover.
A guide on how best to arrange your business insurance.
Cyber & Data - Digital technologies are an essential part of business today. All businesses rely on information technology (IT) infrastructure to some degree...
Following the recent terror attacks in Manchester and London, we’ve had some questions about insurance cover. Here’s how Group Income Protection, Group Criti...
Since most businesses in the UK now use the internet, email or cloud technology as an integral part of their operation, they become ever more reliant on tech...
Already under attack from several directions, including ever more stringent regulatory compliance and the threat of shareholder activism, the last thing that...
When disaster strikes, a quick effective response can be vital to keep you in business. Large losses can be complex and need assistance from experts.
Liability premiums set to reduce as Civil Liability Bill unveiled.
The technical bit. Regulation 7 of The Management of Health and Safety at Work Regulations 1999 states that “Every employer shall, subject to paragraphs (6)...
Risk Management can be challenging at the best of times. So we thought you might appreciate some useful tips..
3 reasons why you should talk to Towergate about your Private Client needs:
You will now be aware of the recent announcement about the liquidation of Carillion. With such a massive and complex failure, at this stage some of what is b...
Personal Accident and Business Travel delivers vital business interruption protection and helps customers meet their legal obligations. Additional services o...
Your business flood risk factsheet. Time and tide wait for no one, so there’s no time like the present to be sure that you’ve taken the necessary precautions...
UK insurance brokers have called on the Government to act quickly to implement changes to the system which sees courts determine how much insurers should pay...
Towergate Insurance Brokers is strongly committed to protecting clients from environmental risks. There is no substitute for experience and Towergate Insuran...
Construction professionals continue to be left in a state of some confusion, in the aftermath of the appalling fire at Grenfell Tower.
Our EXCLUSIVE Health & Safety portal that will help keep your business in great shape.
Valuation experts Barrett Corp & Harrington say “On average 77% of the properties they survey are underinsured by 45%”
Cyber Crime can affect any business. To view the informative video regarding the risk of cyber crime to your business select the link within the main story.
There are three key areas to a management liability policy, Directors and Officers Liability, Employment Practices Liability and Corporate Legal Liability....
It’s been a year of tumultuous news, from the unexpected death of David Bowie, the rise and fall – and rise again – of Boris Johnson, and most recently the e...
In his Autumn Statement, The Chancellor, Philip Hammond, unveiled plans to raise insurance premium tax (IPT) to 12% from 1st June 2017, up from the 10% previ...
On 4th May 2016, the Enterprise Act 2016 was passed. This new legislation provides policyholders with a potential right to claim for damages due to late paym...
If you answer yes to any of the questions asked in the attached document, then speak to us about Credit insurance cover
The UK Government advises that the threat level from terrorism in mainland Britain for the UK is currently ‘Severe’, which is the next level up from ‘Moderat...
The Insurance Act 2015 represents a seismic shift in insurance law since 1906 and came into force on 12 August 2016. The requirements of the Act are exactin...