Agricultural Supply & Animal Feeds Insurance

Historically the insurance industry has provided limited availability, poor cover, and high cost insurance to the Agricultural Supply Industry. Towergate has developed a bespoke facility to provide extensive Product Liability cover, including failure of livestock, poultry, crops or plants, should they fail to achieve the expected standard of growth or yield.

The Agricultural Industries Confederation (AIC) safeguards and strengthens your purchasing position, and by partnering with Towergate guarantees the support and guidance of an intermediary with substantial Agricultural Supply industry expertise. Significant benefits can be gained by affinity insurance arrangements. The benefits available to AIC Members via Towergate Insurance include:

Preferential rates and enhanced cover.
Pre-quotations surveys give you and your insurer certainty before cover commences.
Trade specialists ensure your risk information is accurately represented giving insurers a better understanding of your business and its needs.

Towergate will fight your corner, negotiating hard on your behalf to secure the cover you need to trade. We will continually review insurance market trends to ensure Members have access to effective long-term solutions. Towergate will shoulder the administrative burden of your insurance programme, from inception through to renewal, dealing with mid-term adjustments, queries, and renewals; efficiently and professionally.

Key features

Towergate Insurance Brokers can offer AIC/UFAS a comprehensive range of covers, including:

Material Damage & Consequential Loss

Closure/denial of access from infectious disease
Loss of production following failure in utilities

Public, Products and Pollution Liability

Failure of animals, poultry, crops or plants to achieve the expected standard of growth or yield.
Accidental pollution up to double the limit of indemnity.
Seeds indemnity including varietal contamination, incorrect dressing and financial losses of the grower.
Competition animals and birds cover including products not knowingly supplied, resulting in disqualification following the discovery of prohibited substances.
Environmental damage liability for remediation or preventative costs, where liability arises under an environmental protection directive, statute or statutory instrument.