During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

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Crane & Plant Hire Insurance

Crane and Plant Hire Insurance

Specialist Insurance and Risk Solutions for CPA Members.

Towergate Insurance Brokers is a member of the Construction Plant- Hire Association and we have in-depth knowledge and understanding of this sector. We regularly devise insurance broking and risk management services for this specialist area of the construction industry. However, before we proceed, we will provide a full review before putting together a bespoke insurance and risk management proposal to help protect your assets and liabilities.

Towergate has built up many years of experience helping protect the contracting industry, with customers ranging from small building enterprises to major civil engineering organisations. As one of the UK’s leading insurance intermediaries and with strong insurer relationships, we have the buying power which can help negotiate competitive tradesman and contractor’s insurance deals for our clients.

Premiums can be collected on a monthly basis by a direct debit* plan thus spreading the financial cost over the year.

Help when you need it most

If the worst should happen and you need to make a claim, we will guide you through what can be a difficult and time consuming process. At Towergate our aim is to negotiate a fair and prompt claims settlement on your behalf. With an in-house claims facility and expert technical knowledge, we will endeavour to get you back to "business as usual" as fast as possible.


Key features

Our Specialist team will create your policy based on Specialist agreed wordings according to your business needs. Our cover protects your business, plant, tools and more. Your policy can be arranged to include:

*subject to status

  • Public liability Indemnity limits from £5 million or more if required
  • Employer’s liability Indemnity limit of £10 million or more if required
  • Contract works Cover for your works up to £1 million any one contract or more if required.
  • Own Plant Cover for your plant and equipment
  • Hired in Plant Cover for your hired in plant and equipment
  • All risks on tools Cover for owned or employee’s tools
  • Business combined Cover for your own premises and contents
  • Motor Comprehensive or third party fire and theft covers available for vans and commercial vehicles
  • Engineering insurance and inspection Cover for sudden and unforeseen damage and/or inspection of your plant in order to comply with statutory regulations
  • Professional Indemnity insurance for claims made during the period for breach of professional duty caused by negligent act, error or omission in the conduct of the business.
  • Personal Accident and Travel One of the key assets of any company is its employees, although when it comes to considering insurance protection, other insurances may take priority.
  • Goods Lifted/Machinery Moved Over and above contract lift values as required.

Full Policy and Cover Details available upon request.

Get a crane and plant hire insurance quote