Towergate is proud to be part of Ardonagh Advisory – the broking and advisory platform of The Ardonagh Group.

From 22 March 2022 our legal entity name has therefore changed to ‘Advisory Insurance Brokers Limited’.

Crane & Plant Hire Insurance

Specialist Insurance and Risk Solutions for CPA Members.

Towergate is a member of the Construction Plant- Hire Association and we have in-depth knowledge and understanding of this sector. We regularly devise insurance broking and risk management services for this specialist area of the construction industry. However, before we proceed, we will provide a full review before putting together a bespoke insurance and risk management proposal to help protect your assets and liabilities.

Towergate has built up many years of experience helping protect the contracting industry, with customers ranging from small building enterprises to major civil engineering organisations. As one of the UK’s leading insurance intermediaries and with strong insurer relationships, we have the buying power which can help negotiate competitive tradesman and contractor’s insurance deals for our clients.

Premiums can be collected on a monthly basis by a direct debit* plan thus spreading the financial cost over the year.

Help when you need it most

If the worst should happen and you need to make a claim, we will guide you through what can be a difficult and time consuming process. At Towergate our aim is to negotiate a fair and prompt claims settlement on your behalf. With an in-house claims facility and expert technical knowledge, we will endeavour to get you back to "business as usual" as fast as possible.

Key plant and crane hire insurance features

Our Specialist team will create your policy based on Specialist agreed wordings according to your business needs. Our cover protects your business, plant, tools and more. Your policy can be arranged to include:

Public liability cover

Indemnity limits from £5 million or more if required

Employer’s liability

Indemnity limit of £10 million or more if required

Contract works cover

Cover for your works up to £1 million any one contract or more if required.

Own Plant cover

Cover for your plant and equipment

Hired in Plant cover

Cover for your hired in plant and equipment

All risks on tools cover

Cover for owned or employee’s tools

Business combined cover

Cover for your own premises and contents

Motor cover

Comprehensive or third party fire and theft covers available for vans and commercial vehicles

Engineering insurance and inspection cover

Cover for sudden and unforeseen damage and/or inspection of your plant in order to comply with statutory regulations

  • Professional Indemnity insurance for claims made during the period for breach of professional duty caused by negligent act, error or omission in the conduct of the business.

Personal accident and travel cover

One of the key assets of any company is its employees, although when it comes to considering insurance protection, other insurances may take priority.

Goods Lifted/Machinery Moved

Over and above contract lift values as required.

Flexible crane and plant hire insurance 

Full policy and cover details available upon request.

Get a crane and plant hire insurance quote

*subject to status