Education Insurance

Education Insurance

1. School Staff Absence insurance

We understand that the financial risk faced by schools extends beyond the school itself.  The cost of covering absent teachers and members of staff in a school can easily rack up, particularly with the ever-growing demands on the education sector in the UK. With the focus being on continued learning for students, it’s important that in the event school staff are unable to work, a supply teacher or temporary replacement can be found, without the worry of how much it costs. 

This is why more and more schools are choosing to commercially insure against this risk, with a school staff absence policy. 

Key features

  • Market-leading health and wellbeing service, Health Assist, included with every policy
  • Cover for individual schools, trusts, federations and cluster groups

For further details on our Staff Absence Insurance product please contact our specialist team at Stevenage on 0330 123 5064

2. Insurance for Independent Schools 

We provide a genuine insurance broking service, with the option of at least three insurers and will recommend the most appropriate based on scope of cover and price. This avoids spending a lot of time dealing with several brokers who individually produce one quote from the same insurers, which makes it difficult for you to make an objective comparison.

Key features

The covers we arrange for you will provide a complete insurance programme including:

  • Property, Business Interruption, Employers, Public Liability and Professional Indemnity
  • Governor's, Liability and Fidelity & Crime/Fraud, Motor and Occasional Business Use, Annual Travel
  • Engineering Inspection & Insurance, Staff Absence budget protection, Cyber Liability
  • Employment Practices Protection and Legal Expenses 

For further details about our Independent Schools Insurance Programme please call the expert team in Stevenage now on 0330 123 5064

3. Education Insurance

Our experience and relationships within the education sector mean that we can provide a broad range of insurance solutions including risk management services and employee assistance programmes. We are proud to work with a number of private and state schools.  Whatever the funding mechanism we have seen an increased desire to access professional advice on how to best manage risk.

Towergate provides this expertise and also specialises in helping Education clients put appropriate and cost-effective insurance protection in place from the outset.

We thoroughly understand the specific and often unique requirements of this sector, and we actively encourage a partnership approach between the school, our team and the chosen insurer. Our Education Insurance Programme covers schools, academies, colleges and other educational establishments. 

Key features

At Towergate, we’re proud of the service we deliver in helping you to protect your people, premises, assets and infrastructure. Our Education Insurance includes:

  • Property Damage, Business Interruption, Contract Works
  • Combined Liability (Abuse cover/PTA cover)
  • Hirers Indemnity, Governors & Trustees Indemnity
  • School Trip & Overseas Travel

For further details please call the expert team in Stevenage on 0330 123 5064.