During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

Garden & Agricultural Machinery Insurance

Garden & Agricultural Machinery Insurance

We can provide ‘all risks’ cover for your agricultural, ground care and garden machinery dealership in association with the British Agricultural and Garden Machinery Association (BAGMA).

Our Garden and Agricultural insurance covers breakdown and loss of hiring and selling machinery thus providing peace of mind for you and your dealership or business.

Specialist Insurance for BAGMA Members

BAGMA realised it needed to address the difficulty found by its members in trying to find an Insurer that understood the specialist nature of their industry and provide a policy that was suited to their specific needs. 

Bira Insurance in conjunction with Towergate provided the solution for BAGMA members combining specific policy wording with professionally trained staff based in many offices across the country this gave members local access to expert advice.

Their rural experience gave them a deep understanding of the agricultural insurance sector hence a successful combination was born.

Several years down the line the scheme is still celebrating its successful combination in meeting the members individual needs.

Local presence is paramount so you will find assistance in Towergate offices from Devon and Cornwall to the Scottish Highlands. 


Key features

Our BAGMA Scheme includes:

  • New for old vehicle replacement
  • £5k worth of portable hand tools per employee
  • Extended unaccompanied demonstration cover


Request a callback from one of our specialist offices below, or search for your nearest office.

Coronavirus (Covid-19) – Update for Towergate customers

During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more