During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

Internal Drainage Board / ADA Insurance

Internal Drainage Board and Association of Drainage Authority Insurance

An Internal Drainage Board’s (IDBs) primary role is to manage water levels and reduce the risk from flooding within their districts.

Much of their work involves the maintenance and improvement of watercourses (not main rivers) and related infrastructure such as pumping stations, weirs, sluices, culverts and embankments within their drainage districts.

Covering 1.2 million hectares of England (9.7% of the total land area) and 28,500 hectares of Wales (1.4% of the total land area), IDBs have a significant operational role within Agriculture, Renewable energy, water level management and the environment.

The Association of Drainage Authorities (ADA) is the national representative of IDBs in England and Wales and require that insurance for their IDB operations, covers all associated risks.


Key features

Sometimes there are unforeseen and unexpected events that can disrupt your business operations and the ADA Insurance Scheme offers protection for your buildings, plant and employees. A wide range of optional benefits the IDB and ADA insurance policy offers, have been carefully selected to focus on your industry. Cover includes but is not limited to:

  • Plant and equipment Insurance
  • Professional Indemnity Insurance
  • Directors & Officers Liability Insurance
  • Engineering inspection Insurance
  • Building and Contents Insurance
  • Employers Public Liability


Request a callback from one of our specialist offices below, or search for your nearest office.

Coronavirus (Covid-19) – Update for Towergate customers

During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more