During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

Void Insurance

Void Insurance

Our cover is specifically designed to meet the needs of Housing Associations and other Social Landlords, who wish to protect their "void" exposures.

If you are providing housing for people with special needs, be it learning, mental or physical difficulties, the policy can, subject to underwriting terms and conditions, provide insurance for loss of rent, or related support costs, following a void resulting from the death or change in needs of a tenant.

Why rely on a fund built up by way of a void provision in the rent structure, when you can release cash funds by replacing this with an insurance premium, almost certainly lower than the void provision.


Key features

  • Interim claims payments to assist cash flow during the void period
  • Choice of excess period between 2 and 15 weeks
  • Flexible cover for period of void 9 – 27 months
  • Cost the premium into the housing benefit and structure

Contact our Nationwide specialist broker in Manchester

5th Floor, 3 Hardman Square, Spinningfields, Manchester, M3 3EB


0161 443 0700

Opening times

Weekdays 9am - 5pm

Coronavirus (Covid-19) – Update for Towergate customers

During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more