During the Covid-19 crisis, we are following UK Government guidance to keep our employees safe and look after our valued clients. Read our articles on support for your business.

You can also help us help your fellow businesses - as well as your favourite charity - at this difficult time by recommending us to someone you feel would benefit from our insurance.

Coronavirus information

listings-arial-view-of-the-city-of-london.jpg
Cancelling insurance cover to save money could prove costly

Cancelling or reducing your policy cover is often not the right approach to take, despite the temptation to save cost. Which is why we have outlined some...

Read More
_0011_indoors_corona.jpg
Latest restrictions imposed to reduce the spread of Coronavirus

On Saturday 31 October 2020, the Prime Minister Boris Johnson announced that new national restrictions would come into force across England from midnight on...

Read More
coronavirus3.jpg
UK Government Introduces New Three-Tier Alert Level System in England to Slow Covid-19 Spread

On Monday 12 October 2020, the UK Government announced a new three-tier alert level system was being brought in across England, to be enforced from 12:01am o...

Read More
Job-retention-during-covid-19-outbreak.jpg
New regulations to self-isolate

New Regulations were introduced on 28th September 2020 in England by the UK Government making it a legal obligation to self-isolate if an individual tests po...

Read More
Post.jpg
Fire incidents increase during lockdown

According to data supplied by the world’s largest independent claims management company, Crawford & Company, commercial and domestic fire claims have increas...

Read More
comparing-a-cyber-loss-and-a fire-loss.jpg
Cybersecurity risks to consider when the workforce returns

The relaxation of work restrictions will result in additional cybersecurity concerns which arise from the rapid reintegration of remote workers returning to...

Read More
listing-women-wearing-facemasks.jpg
Preparing for a local lockdown or second spike

With most sectors now reopening following the relaxation of COVID-19 lockdown measures, we may be lulled into a false sense of security and believe that the...

Read More
closed_corona.jpg
Important considerations if your premises are still unoccupied

Whilst Insurers have to date applied a degree of flexibility on how long a property can remain unoccupied since initial lockdown due to Covid 19, this stance...

Read More
cyber-criminals-exploiting-corona.jpg
How to become more cyber secure

“Organisations are targeted because they are the most vulnerable, not the most valuable”. Throughout our Cyber Awareness Week 2020, we have been demonstratin...

Read More
sanatiser_corona.jpg
Guidance on Restarting your Business

Many businesses are excited at the prospect of being able to reopen following 13 weeks of lockdown. However, this excitement should not dilute the importance...

Read More
kbd_corona.jpg
Help For Customers Facing Financial Difficulties Due To Covid-19

We appreciate that Covid-19 is having an adverse effect on many individuals and businesses.

Read More
_0011_indoors_corona.jpg
Working safely when re-opening businesses

As more and more businesses start to emerge from lockdown, a key topic of conversation is how employers can protect their employees and customers, as they co...

Read More
meeting_corona.jpg
Be alert and protect your Directors and Officers

As the COVID-19 pandemic has developed, organisations have felt significant impact, which is likely to lead to fluctuations in financial performance. Sen...

Read More
_0011_indoors_corona.jpg
Flush out water supply before reopening buildings to avoid potentially deadly legionella bacteria

Businesses including dental practices, hairdressers, offices, gyms and hotels should take action to avoid spreading the Legionella bacteria, says Public Heal...

Read More
GettyImages-944737186.jpg
Employers duty of care as businesses begin to emerge from lockdown

Following the UK Government publishing a roadmap for how and when the country will adjust its response to easing lockdown on Sunday 10th May, there has been...

Read More
_0010_street_corona.jpg
Health and Safety and Employment Law advice ahead of returning to work

As the dust settles on the Government’s most recent announcement on Sunday 10th May 2020, where they outlined their roadmap for how and when the UK will adju...

Read More
_0011_online1.jpg
Government furlough scheme extended until October 2020

On Tuesday 12th May 2020, the Chancellor Rishi Sunak announced that the UK Government furlough scheme would be extended until October 2020.

Read More
cyber-criminals-exploiting-corona.jpg
The important role cyber insurance has to play in the Coronavirus crisis.

The role of cyber/data and crime/fraud insurance in an overall insurance portfolio has never been as important as it is at the current time. It is widely agr...

Read More
_0009_bus_corona.jpg
Mental Health support for employees

Supporting the mental health of employees is now more important than ever. They might be worried about their job, living alone and struggling to cope with is...

Read More
office-workers-in-a round-the-table-discussion.jpg
Post lockdown planning for business premises

Recent news reports suggest that in the coming weeks, we will start to see a gradual reduction of the lockdown in the UK. It is anticipated that the process...

Read More
free-employment-law-help-for-clients.jpg
Free Health and Safety and Employment Law Hub

As an employer you will no doubt have specific concerns regarding both health and safety, and employment law. To offer our clients support, we have been work...

Read More
_0000_keyboard_corona.jpg
Making changes to insurance cover during COVID-19 crisis

The various financial assistance schemes that have been brought in by the UK Government to support businesses and self-employed workers through the COVID-19...

Read More
_0016_parked2.jpg
Making a SORN during the COVID-19 outbreak

If you are considering, or by necessity are, taking vehicles off the road you must be completely certain the vehicles will not be driven. If you decide that...

Read More
_0012_online2.jpg
Free cyber incident response helpline

COVID-19 has fundamentally changed how businesses are working, with many now managing a largely remote workforce for the first time, and with this comes incr...

Read More
_0002_virusred_corona.jpg
Information update for private medical insurance customers

Many people will have seen the media coverage of the agreement between the NHS and private hospitals within the UK, which provides the NHS with access to add...

Read More
_0000_keyboard_corona.jpg
Information Update – COVID-19 Credit Insurance

With so many businesses impacted by the pandemic, furloughing staff and seeing income fall dramatically, there are real concerns that a surge in bad debt cou...

Read More
_0005_virusscarlet_corona.jpg
Business Information Update: Engineering Inspections to Continue During Covid-19 Crisis

The Health and Safety Executive (HSE) has confirmed that businesses should ensure that their work plant and equipment remain safe to use in spite of the pote...

Read More
_0006_viruscyan_corona.jpg
Business Update – Unoccupancy guidance for commercial property

Following the announcement today that the UK lockdown will be extended until at least 7 May, it is now suggested that any temporary measures put in place by...

Read More
GettyImages-944737186.jpg
Business Information Update - New Riddor Reporting of Covid-19, Supporting Customers | Towergate Insurance Brokers

On 7 April RIDDOR, (Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013), offered new advice of the reporting of COVID-19.

Read More
_0014_online4.jpg
Business Update April 2020: Management Liability Portfolio (MLP) Insurance Part Two – A Changing Landscape

New sentencing guidelines introduced in 2016 for Health and Safety offences resulted in a significant increase in fines imposed on companies and their senior...

Read More
_0013_online3.jpg
Business Update April 2020: Management Liability Portfolio (MLP) Insurance Guide Part One - An Overview

An overview of MLP insurance; what it is and what it covers, including in respect of COVID-19. This update includes details of the changes to RIDDOR as a res...

Read More
_0016_parked2.jpg
Risk Alert – Home and Personal Motor Insurance

The ABI (Association of British Insurers) is reassuring people that its home insurance members are offering enhanced help and support to all their customers...

Read More
_0004_virusorgange_corona.jpg
Covid-19 Disruption Business Update 6 April 2020 – Towergate Insurance Brokers

These are unprecedented times for the UK, and the rest of the world, and Towergate Insurance Brokers thank you for your loyalty and understanding as they do...

Read More
_0016_parked2.jpg
Laying up vehicles during the COVID-19 crisis

Towergate Insurance Brokers are acutely aware of the huge challenges facing every business brought about by the Coronavirus and the measures that have been p...

Read More
_0014_online4.jpg
Tips for managing and engaging remote workers

Following the measures brought in by the UK Government to combat the spread of the COVID-19 Coronavirus, the guidance is that those who can work from home, s...

Read More
Job-retention-during-covid-19-outbreak-faqs.jpg
Job Retention During the Covid-19 Outbreak: FAQs

The Coronavirus Job Retention Scheme is a temporary scheme open to all UK employers for at least three months starting from 1 March 2020. We expect the schem...

Read More
cyber-criminals-exploiting-corona.jpg
Risk Alert - Cyber criminals exploiting Coronavirus

Increased working-from-home mandates, following the measures brought in to combat the spread of Coronavirus, are providing opportunities for cyber criminals;...

Read More
Job-retention-during-covid-19-outbreak.jpg
Job Retention Scheme and Furlough Guidance during the Covid-19 Outbreak

Last week, the Chancellor announced a new Coronavirus Job Retention Scheme that will allow all UK employers to access support to continue paying part of thei...

Read More
GettyImages-944737186.jpg
Risk alert – Why you shouldn’t cancel public liability insurance despite Covid-19 disruption

Under the unprecedented circumstances brought about by the outbreak of the COVID-19 virus, and the preventative measures that have been put in place as a res...

Read More
Information update – New Government income support scheme for self-employed workers
Information update – New Government income support scheme for self-employed workers

If you are self-employed, you may benefit from the announcement on the 26th March 2020, where the Chancellor Rishi Sunak, launched the latest relief measures...

Read More
Business-planning-for-smes-during-the-coronavirus-outbreak.jpg
Business Planning for SMEs During the Coronavirus Outbreak

As the UK government ramps up measures to deal with the COVID-19 coronavirus outbreak and the country enters 'epidemic suppression', we are seeing people sta...

Read More
coronavirus2.jpg
Risk Alert – Personal Protective Equipment

Personal Protective Equipment (PPE) is all equipment which is intended to be worn or held by a person at work and which protects against one or more risks to...

Read More
free-employment-law-help-for-clients.jpg (1)
Risk Alert - Homeworking Health and Safety

With the uncertain situation brought by the COVID-19 coronavirus outbreak, many employers have adapted by offering flexible and home working for their employ...

Read More
coronavirus3.jpg
Financial Assistance to Businesses

Following the nationwide measures that have been brought in to stem the spread of the COVID-19 Coronavirus, the Government have announced enhanced financial...

Read More
_0003_vriusblue_corona.jpg
Covid-19 Disruption - Business Information Update, issue 2

Covid-19 is clearly an unprecedented situation and one that is incredibly fluid and will undoubtedly continue to change in the coming days, weeks and months....

Read More
coronavirus.jpg (1)
COVID-19 Disruption – Business Information Update 20 March 2020

The Chancellor has set out a package of temporary, timely and targeted measures to support public services, people and businesses through this period of disr...

Read More
_0007_mask_corona.jpg
Pandemic Planning Template

The escalating situation around Covid-19 is unprecedented and it is therefore unlikely you would have given much thought to Pandemic Planning.

Read More
data-screen.jpg
Coronavirus (Covid-19) – Update for Towergate Insurance Brokers customers

Coronavirus (Covid-19) – Update for Towergate Insurance Brokers customers on 16 March

Read More
free-employment-law-help-for-clients.jpg
Business Continuity Planning

Businesses are exposed to disasters all the time, including IT system failures, cyber incidents, power outages, major losses, i.e. fire or flood at site, ep...

Read More
coronavirus-scam.jpg
Risk Alert - Coronavirus Related Scams

Fraudsters are exploiting the spread of COVID-19 coronavirus to facilitate various types of fraud and cyber crime.

Read More
free-employment-law-help-for-clients.jpg (1)
Coronavirus: latest guidance to help manage the risk

The government has now launched an action plan for the UK should the situation develop into an epidemic, with a warning that a worst-case scenario could resu...

Read More

Coronavirus (Covid-19) – Update for Towergate customers


During the COVID-19 Coronavirus crisis, we want to reassure our customers and partners that we are following UK Government guidance,
and as a result our national offices are closed to both safeguard the health of our employees and our ability to look after our valued clients.
Where possible, our employees are working from home and we are still fully able to support with renewals, new cover requirements and
claims guidance and support. This includes giving our colleagues the ability to work from home or alternative locations,
which we hope will limit the disruption and enable you to speak to us for advice and support should you need it.
Read more